body {margin:0px;}

.topnav { color: #ffffff; font-size:14px; font-family:arial,ms sans serif,verdana,arial; text-align:center; font-weight:bold; text-transform:uppercase;}
.topnav a{ color: #ffffff; text-decoration:none; padding-left:30px; padding-right:30px;}
.topnav a:hover{ color:#FFAE00; text-decoration:none;}


.rightlinks { color:#ffffff; font-size:13px; font-family:Arial,ms sans serif,verdana,arial; font-weight:bold; background-image:url(gifs/bg-links.gif); padding-left:94px; padding-top:27px; line-height:24px; padding-bottom:7px;}
.rightlinks a{ color:#ffffff; text-decoration:none;}
.rightlinks a:hover{ color:#FFFC00; text-decoration:none;}


.heading { color:#ffffff; font-size:16px; font-family:arial,ms sans serif,verdana,arial; font-weight:bold; padding-left:15px;}

.subhead { color:#44464A; font-size:16px; font-family:arial,ms sans serif,verdana,arial; font-weight:bold; padding-left:15px; padding-top:20px; padding-bottom:5px;}

.subhead2 { color:#44464A; font-size:16px; font-family:arial,ms sans serif,verdana,arial; font-weight:bold; padding-left:5px; padding-top:20px; padding-bottom:5px;}



.txt { color: #333333; font-size:11px; font-family:ms sans serif,verdana,arial;  line-height:22px; text-align:justify; padding-left:30px; padding-right:30px; background-color:#E4EBF8; padding-top:5px;}

.txt b.s{color:#000000; font-size:13px;}

.txt2 { color: #333333; font-size:11px; font-family:ms sans serif,verdana,arial;  line-height:22px; text-align:justify; padding-left:5px; padding-right:20px;}
.txt2 a{ color: #333333; text-decoration:underline;}
.txt2 a:hover{ color:#000000; text-decoration:none;}


.footernew { color: #666666; font-size:10px; font-family:ms sans serif,verdana,arial; text-align:center;}
.footernew a{ color: #333333; text-decoration:none; padding-left:45px; padding-right:45px;}
.footernew a:hover{ color: #ff6600; text-decoration:underline;}

.footer { color: #666666; font-size:11px; font-family:ms sans serif,verdana,arial;line-height:21px; text-align:center; padding-bottom:10px; font-weight:bold; padding-top:80px;}
.footer B{ color: #000B61; text-decoration:none;font-size:13px;}
.footer a{ color: #4D4D4D; text-decoration:none; padding-left:15px; padding-right:15px;}
.footer a:hover{ color: #000000; text-decoration:underline;}

.footerlinks { color: #666666; font-size:10px; font-family:ms sans serif,verdana,arial;line-height:17px; text-align:left;}
.footerlinks a{ color: #336699; text-decoration:none;}
.footerlinks a:hover{ color: #333333; text-decoration:underline;}

.name { color:#000000; font-size:12px; font-family:Arial,ms sans serif,verdana,arial; text-align:center; padding-top:5px; font-weight:bold;}














.qform { color:#333333; font-size:11px; font-family:ms sans serif,verdana,arial;line-height:19px; text-align:left;}
.qform a{ color:#333333; font-weight:bold;}
.qform a:hover{ color:#333333; text-decoration:none;}

.toplinks { color: #333333; font-size:12px; font-family:ms sans serif,verdana,arial;}
.toplinks a{ color: #336699; text-decoration:none;font-weight:bold;}
.toplinks a:hover{ color: #ffff66; text-decoration:underline;}


.hp-txt1 { color: #333333; font-size:11px; font-family:verdana,arial;line-height:17px; }